Indian Institute of Management Lucknow

Executive Programme in FinTech, Banking & AI Application (Batch 13). (in association with EMERITUS)

Indian Institute of Management Lucknow

Finance & Accounts
Partner Institution

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About Programme

What is the Executive Programme in FinTech, Banking & AI Application about?

The Executive Programme in FinTech, Banking & AI Application by IIM Lucknow is designed for finance, banking, fintech, and business professionals looking to stay ahead in a rapidly transforming financial ecosystem. The programme explores how AI, digital banking, fintech innovation, and emerging technologies are reshaping financial services and risk management, while equipping participants with the strategic and practical skills needed to navigate this change with confidence. Through a blend of conceptual understanding and practical application, learners gain insights into digital transformation, regulatory frameworks, and technology-driven decision-making in the BFSI sector. The programme is 100% online, spans 6 months, and is scheduled to commence on September 18, 2026. The programme fee is INR 1,50,000 + GST, and it is open to graduates (10+2+3) from a recognised university with a minimum of one year of work experience.

Market Trends Shaping the Future of FinTech and Banking

84%

Digital payments are now part of core financial infrastructure. UPI processes 20B+ transactions monthly and accounts for 84% of India’s digital retail paymentsSource : NPCI–BCG 2025 report

$190 billion

India’s fintech market is scaling rapidly. BCG projects Indian fintechs to reach $190B by 2030, after growing 35% in the last two years.Source : BCG, 2025

90%

AI is becoming a strategic priority in financial services. PwC India found that 90% of Indian financial institutions are focusing on AI and GenAI as primary innovation enablersSource : PwC India, 2025

Programme Content

The Executive Programme in FinTech, Banking and AI Application curriculum

The programme pedagogy is designed to help professionals build industry-ready capabilities over the course of six months. Through a blend of contemporary frameworks, industry case studies, and real-world business applications, participants develop a deeper understanding of digital banking models, payments ecosystems, embedded finance, AI-powered decision-making, risk management, regulatory considerations, and financial innovation.

Phase 1: Foundations of Banking, Fintech and AI

Module 1: Foundations of Banking and Risk Management

Understanding Banking and Risk Management

Understanding Capital Accords, Regulations and Foundations of Reg Tech

Bank Balance sheet drivers and Risk Management

AI Foundations, Fintech and Technology Applications

AI foundations & Fintech innovation in BFSI

Emerging Technologies Transforming Financial Services

Embedded Finance and Platform based ecosystems

Evolution of Global Fintech Business Models & Customer-Centric Innovation

Generative AI Applications in Financial Services

Digital assets and P2P Lending markets

Phase 2: Digital Banking, AI Applications & Financial Systems

Module 3: Digital Banking, Payments, Financial Platforms, AI Governance

Digital Banking Transformation & Payments Innovation

Digital Infrastructure and Payment systems

FP & A Transformation and Cyber security

Ethics and Responsible AI

Module 4: AI Applications in Lending, Risk & Fraud

Lending & Credit Risk Assessment

Predictive Analytics & AI for Risk Decision-Making

AI Applications in Fraud Detection & Financial Crime Prevention

Digital Lending and open banking

Phase 3: Digital Product Innovation & Future of Finance

Module 5: Digital Product Innovation & Blockchain

Product Innovation & Strategy in FinTech

Digital Product Development & Go-to-Market Strategies

Blockchain applications

Scaling and building through distributed Ledger technologies

Capstone Project

The capstone project provides participants with the opportunity to apply the learnings from the programme to a comprehensive case study. In a virtual case study motivated by real-world projects, participants apply learnings from all modules to successfully implement the project from conception to completion. The capstone project would require participants to work on their own for about 6 hours. At the end of the project, the participants will turn in their work for discussion and consultation with faculty members.

Note:

Modules/ topics are indicative only, and the suggested time and sequence may be dropped/ modified/ adapted to fit the participant profile & programme hours.

The primary mode of learning for this programme is via live online sessions with faculty members. The session recordings may be made available on the LMS portal in a non-downloadable format for a limited period subject to the condition of faculty discretion regarding the allowance of recordings of their classes.

The programme curriculum includes individual assignments, simulations, group projects & presentations to apply and demonstrate classroom learnings.

Study materials will be provided in either electronic or hard copy format, per the respective course's requirements. For learners residing in India, any courier charges will be borne by the institution. For international learners, courier charges for physical study materials shall be borne by the learners themselves.

Programme Audience

Banking & Financial Services Professionals: Professionals seeking to build expertise in digital banking, fintech innovation, and AI applications in financial services.

Compliance, Credit & Regulatory Professionals: Professionals looking to strengthen capabilities in governance, credit assessment, compliance, controls, and AI-enabled decision-making.

Technology & Business Transformation Professionals: Technology, analytics, operations, and business leaders driving digital transformation and innovation across financial institutions.

Testimonials

"Risk management, cryptocurrencies, and scoring models have been particularly valuable. They have enhanced my understanding of identifying and mitigating risks, modelling risk effectively, and comprehending how fintech application models function. Overall, this has significantly broadened my perspective and analytical thinking."

A K Prasad

Manager, Stressed Asset vertical

"There was a great deal of learning and interaction with industry experts. The course material was of high quality, with extensive coverage across various verticals of the subject. The coordination by Neeraj was exceptional he was consistently prompt and supportive throughout the course, assisting us with weekly assignments and other tasks during the sessions. Both Course Directors were outstanding subject matter experts in their respective fields, and I thoroughly enjoyed their sessions, which were rich with valuable insights and knowledge."

Sujith Kalikote Nair

Associate Vice President

"The professors were highly experienced, and the sessions were very interactive. They explained the concepts clearly, which helped in building a strong foundation, deepening our understanding of the topics, and relating them to real-world practical scenarios."

Deepak Ravindranathan

Senior Project Manager

"The overall content was well curated, providing an appropriate focus on the modules covered. Interest Rate Risk, Cyber Security, Blockchain, and Credit Risk were areas I would rate higher than the overall score I have provided."

Sachin Singh

Head Clearing Operations

"The case studies, hands-on exercises, and the capstone project were highly beneficial. The capstone project, in particular, helped me stay updated on the latest developments in FinTech. Moreover, the diverse backgrounds of the participants provided valuable insights into both the operational and regulatory perspectives of the field."

Nikita Satish Swami

Assistant Manager

Program Certificate

certificate

Programme Certificate^On successful completion of the programme, with a minimum 75% attendance, participants will be awarded a certificate of completion. If a participant does not meet the attendance criteria, then he/ she will be given a certificate of participation from IIM Lucknow.^We encourage you to attend all the live sessions and make the best out of these interactive learning experiences.^Note:^- The certificate shown above is for illustration purposes only and may not be an exact prototype of the actual certificate.^- IIM Lucknow reserves the right to change the certificate and specifications at any time without notice.

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  1. Pedagogy (case method, experiential learning, coaching, simulations)
  2. Programme Objective
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Prashansa Uttam

Programme Advisor

+91 9403890085contact@echomind.oneMon – Fri, 9am – 5pm IST

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Executive Programme in FinTech, Banking & AI Application. | IIM Lucknow